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As a full service, independent insurance agency we help protect a wide variety of business clients with specific solutions for their unique insurance needs. Our experience and knowledge is very broad. However, our expertise coupled with specially designed programs makes us your number one source for the following:

  • General contractors
  • Sub contractors
  • Bonding
  • Day cares
  • School districts
  • Hotels / Motels
  • Golf courses
  • Wineries
  • Convenient stores
  • Super markets
  • Restaurants
  • Taverns
  • YMCA’s
  • Workout facilities
  • Employee benefits
  • Group health
  • Disability income
  • Long term care
  • Life insurance


Restaurants and Taverns
We have an appetite for insuring responsible establishments like yours. In fact, it’s not just an appetite, it’s our specialty. At IPM Insurance, we have teamed up with Society Insurance, the industry leader in food & beverage coverage, to bring you the best product available. We are also very proud to announce that we are the only agency in Southwestern Illinois representing Society.






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We are a full service Insurance Agency offering Personal and Commercial Insurance to the entire Metro St. Louis area, including clientele in Belleville Illinois, Mascoutah Illinois, O'Fallon Illinois, Collinsville Illinois, Freeburg Illinois, Okawville Illiinois, Columbia Illinois, Millstadt Illinois, Valmeyer Illinois, Red Bud Illinois, Waterloo Illinois and Edwardsville.

MASCOUTAH 219 E. Church Street Mascoutah, IL 62258 O'Fallon O’Fallon 121 West. State St. O’Fallon, IL 62269 OKAWVILLE 508 North Front Street Okawville, IL 62271 WATERLOO 119 E. Mill Street Waterloo, IL 62298